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© 2019 AQUORN, INC.

Terms of Service

Welcome to 1812.io! The following terms govern your access to and use of the 1812.io, aquorn.com and affiliated websites and services. This agreement governs your access to and use of our software application, as well as those Beta Services that are made available to you, including any content, functionality and services we offer (our “Services”).


These terms are designed to protect us, you, and every user on our platform. By using our Services, you are agreeing to these terms and conditions, including our Privacy Policy (collectively, our “Terms of Service”).


Please read them carefully as you are required to read, understand, and agree to these terms before using any Aquorn Service.


To help you understand the legal jargon, we’ve also provided plain English summaries of each section in the right-hand column. These summaries are not legally binding.


Last update on 20 February 2018

QUICK REFERENCE

 
 
 
 
 
 
 
 
 
 

SERVICES DESCRIPTION

Official Version

Aquorn (“Aquorn”, "1812", "1812.io", “we”, “us”, “our”) aims to provide comprehensive debt administration solutions to public agencies across the United States.

Aquorn provides public agency users (“Users”, “you”) with the ability to track your agency’s historical and outstanding debt, store related documents, track calendar events, share personal and professional identities, and engage with other users.
 

Simply Put

We provide a platform that enables you to manage your debt program.

AGREEING TO OUR TERMS

Official Version

BY USING OUR SERVICES (collectively, “Service(s)”), YOU ARE AGREEING, ON BEHALF OF BOTH YOURSELF AND THOSE YOU REPRESENT, THAT YOU HAVE READ AND AGREE TO BE LEGALLY BOUND BY THESE TERMS, AS WELL AS OUR PRIVACY POLICY AND ALL APPLICABLE LAWS. IF YOU DO NOT AGREE TO ANY PROVISION OF THESE TERMS, YOU MUST NOT USE THE SERVICE.

If you do not want to agree to these Terms of Service, or you are not of legal age to form a binding contract with the Company, you must not access or use Aquorn or any of the services we provide. If you are using our Services on behalf of an organization, you must have authority to bind that organization to these terms, otherwise you must not sign up for our Services.

Simply Put

By using our site and services, you agree to these terms and acknowledge you are of legal age and have authority to sign up on behalf of an organization (i.e. a product or public agency), as applicable.

CHANGES TO THE TERMS

Official Version

We reserve the right, at our sole discretion, to change, remove or add to these Terms of Services. If we do this, we will post updated the updated terms on this page.


We may revise and update these Terms of Service from time to time in our sole discretion. All changes are effective immediately and binding on you when we post them, and apply to all access to and use of Aquorn thereafter.


Your continued use of Aquorn following the posting of revised Terms of Service means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes.

Simply Put

These terms may change. When the changes are important, we will post a notice on the website. If you continue to use our website or services, you agree to the changes.

ABOUT SOFTWARE IN OUR SERVICE

Official Version

Your account gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you as part of our Services. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by us, in the manner permitted by these terms.


You may not copy, modify, distribute, sell, or lease any part of our Services or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our prior, written permission.


When a Service requires or includes downloadable software, this software may update automatically on your device once a new version or feature is available.


Open source software is important to us. Some software used in our Services may be offered under an open source license that we will make available to you. There may be provisions in the open source license that expressly override some of these terms.

Simply Put

You can’t make any attempt to extract source code and we do not allow any copying, modifying, distributing or selling of our Services.

REGISTRATION

Official Version

In order to access and use parts of the Service, you may be required to register with Aquorn and/or 1812.io. The registration information you provide must be accurate, complete, and current at all times. You may not use as a username any name that is offensive or obscene, or a name or trademark that is subject to any rights of a person or entity other than you, except with appropriate authorization.


You are responsible for maintaining the confidentiality of your password and are solely responsible for any activities performed under your account. You must immediately notify Aquorn of any unauthorized use of your password or other breach of security by emailing support@aquorn.com.

Simply Put

To get the most out of Aquorn & 1812.io, you’ll need to create an account. Ensure your username is clean and doesn’t violate anyone’s rights, and keep your password safe.

USER CONDUCT

Official Version

All opinions, information, multimedia or other content posted that you post to our website or transmit via the Service are solely your responsibility. Aquorn does not guarantee the accuracy or quality of user-submitted content.


You agree not to use our Services for any purpose that is unlawful, malicious, prohibited by these terms, or for any purpose not reasonably intended by Aquorn. We reserve the right to take appropriate legal action against anyone who, in our sole discretion, violates this provision. By way of example, and not as a limitation, you agree not to use our Service to:

 

  • Abuse, harass or threaten others.
     

  • Transmit or publish any content that is libelous, pornographic, offensive, invasive of privacy, hateful, incites an illegal act, or infringes any party’s intellectual property or proprietary rights.
     

  • Post or transmit any communication intended to obtain private information from another User.
     

  • Create, transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
     

  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
     

  • Impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
     

  • Access or copy any information from this website using any robot, spider, scraper or other automated or manual means without our express permission.

Simply Put

You agree not to misuse our site. Don’t use our services to post anything illegal or pornographic, or for any malicious purpose. Be sensible and play nice!

CONTENT STANDARDS

Official Version

Our Services display some content that is not ours. This content is the sole responsibility of the entity that makes it available. We may review content to determine whether it is illegal or violates our policies, and we may remove or refuse to display content that we reasonably believe violates our policies or the law. But that does not necessarily mean that we review content, so please don’t assume that we do.


These content standards apply to any and all Content and use of our Services. User Content must in their entirety comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Content must not:

 

  • Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
     

  • Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
     

  • Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
     

  • Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Service and our Privacy Policy
     

  • Be likely to deceive any person.
     

  • Promote any illegal activity, or advocate, promote or assist any unlawful act.
     

  • Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.
     

  • Impersonate any person, or misrepresent your identity or affiliation with any person or organization. Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.
     

  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Simply Put

We have the right to remove anything you post on our services that violates our Terms of Service. Users are expected to be respectful in the content they choose to share and content must not be illegal or violate our policies. So please, think before you share!

SITE CONTENT

Official Version

The Site contains a wide variety of financial and operating information, historical debt information, financial statements, expenditure reports, and economic data provided by public agencies and in certain circumstances is specifically authorized by those public agencies to be communicated through this Site (the “Content”). The Content contained on the Site has been included for general informational purposes only. The information set forth in such Content is limited in scope and does not contain all material information concerning a public agency or any debt necessary to make an informed investment decision. By accessing this Site, you specifically agree not to rely on any of the Content in making an investment decision and you specifically disclaim any reliance on the Content with respect to any purchase or sale by you of any securities of the public agencys. The Content on the Site is intended to provide certain limited information regarding the public agency or any debt and is not intended to contain all material information regarding an public agency; users should not assume any portion of information about an public agency has been updated unless expressly provided. Past results do not necessarily forecast future results. Certain financial information and operating data, as well as information regarding certain material developments with respect to the public agency and its securities, may be filed with the Municipal Securities Rulemaking Board Electronic Municipal Market Access (EMMA). “Content” includes but is not limited to text, data, files, documents, graphics, images, audio, videos, audiovisual combinations, interactive features and any other materials that you may view, access or download (but only as expressly permitted below) through the Site.

Simply Put

There is lots of information in the site which we hope is very useful.  However, it is not a substitute for official channels for disclosure.

CONTENT DISCLAIMER

Official Version

Aquorn has not prepared or developed any of the Content on the Site, has not reviewed such information in any respect, has not checked such information for accuracy, and in some cases, the information provided may not have been viewed by Aquorn. The Content available on the Site with respect to any public agency is not maintained by or under the control of Aquorn. The Content on this Site with respect to any public agency was specifically authorized by that public agency to be communicated through this Site. Content contained on the Site has been provided by the applicable public agency and is included for general informational purposes only and is provided without warranty of any kind and, in particular, no representation or warranty, express or implied, is made or is to be inferred as to the accuracy, reliability, timeliness or completeness of any such information. The Content presented on the Site speaks only as of the date the Content was prepared by the applicable public agency or other third party and has not been updated since that date and as a result, may not address all factors which may be material to an investor and may contain omissions of fact or statements that are not accurate because of the passage of time or changes in facts or circumstance subsequent to the date of such Content. Consequently, no person should make any investment decision in reliance upon the Content contained on the Site. Content is provided to you AS IS. You understand that neither the public agency nor Aquorn guarantees the accuracy, safety, integrity or quality of Content and you hereby agree that you must evaluate and bear all risks associated with the Content, and agree that you will not rely on the Content in making any investment decision. THE SITE DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO SELL OR BUY ANY SECURITIES. OFFERS TO PURCHASE THE BONDS OR NOTES MAY ONLY BE MADE THROUGH A REGISTERED BROKER-DEALER AND THROUGH AN OFFICIAL STATEMENT.

Simply Put

The content provided is provided as is and isn’t an offer or solicitation to buy or sell. Talk to a Registered Broker-Dealer if that’s what you’re wanting to do.

FORWARD-LOOKING STATEMENTS

Official Version

The Site contains certain forward-looking statements that are subject to a variety of risks and uncertainties that could cause actual results to differ from the projected results, including without limitation general economic and business conditions, conditions in the financial markets, the financial condition of the public agency and various state agencies and authorities, receipt of federal grants, litigation, arbitration, force majeure events and various other factors that are beyond the control of the public agency and its various agencies and authorities. Because of the inability to predict all factors that may affect future decisions, actions, events or financial circumstances, including, in particular, current adverse global financial market and economic conditions, what actually happens may be different from what is set forth in such forward-looking statements. Forward-looking statements are indicated by use of such words as “may,” “will,” “should,” “intends,” “expects,” “believes,” “anticipates,” “estimates” and others.

Simply Put

The world is a complex place.  Things change.   Estimates are just that.

OFFICIAL STATEMENTS

Official Version

Debt may not be sold, nor may an offer to buy be accepted, prior to the time an Official Statement is delivered in final form. A definitive Official Statement with respect to any bonds will be made available concurrently with their sale. No statement found on the Site or in the Content is incorporated by reference in any Official Statement for the bonds and no statement on the Site or in the Content is part of any Official Statement. By choosing to continue and view the Content on the Site you are acknowledging that you have read and understood and accept the terms of this disclaimer. The Site is designed to provide you with general information only and no person should make any investment decision in reliance upon the Content contained herein.

Simply Put

Be sure to read Official Statements if you’re considering investing.  This Site is not a substitute.

PROPERTY RIGHTS

Official Version

You accept that the Service may contain content that is protected by copyright, trademark, patent or other proprietary rights. You agree not to modify, copy, scrape, distribute, or create derivative works based on our Service or content without our express permission, except that this does not apply to your own user-submitted content. You agree not to attempt to discover, modify, copy, create derivate works of, reverse engineer, or reverse assemble any source code underlying our Service.


The Aquorn name and logo and the 1812 name and logo are trademarks and service marks of Aquorn. Aquorn’s trademarks and service marks may not be used in connection with any product or service without the prior written consent of Aquorn. Other registered trademarks, product names, service names, company names, and logos mentioned on the site are the property of their respective owners, who may or may not endorse or be affiliated with Aquorn.

Simply Put

Please respect our trademarks, and don’t plagiarize our content or technology.

INTELLECTUAL PROPERTY RIGHTS

Official Version

Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access or share. You may not use content from our Services unless you obtain permission from its owner or are otherwise permitted by law. These terms do not grant you the right to use any branding or logos used in our Services. You must not remove, obscure, or alter any legal notices displayed in or along with our Services.

Aquorn and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Simply Put

Content shared through Aquorn is not owned by you or considered your intellectual property. Other user content cannot be used without permission from its owner.

PRIVACY

Official Version

Aquorn is committed to responsibly handling your data and respecting your privacy. For details of how we treat and protect your personal data, please see our Privacy Policy. By using our Service, you agree that Aquorn can collect and use your data as outlined in the Privacy Policy.

Simply Put

Check out our Privacy Policy to learn how we handle any personal information you provide to us.

THIRD-PARTY WEBSITES

Official Version

The Service may contain links to websites not operated by Aquorn. Aquorn does not control these sites and is not responsible for their content, privacy policy, or other practices. You agree that Aquorn is not responsible for any dealings you have with third parties found through the Service, and you agree that Aquorn is not liable for any damage or loss incurred through connection with any third party.

Simply Put

If you follow any link to a third-party website, you do so at your own risk. Aquorn is not responsible for your interactions with third-parties.

BETA SERVICES

Official Version

We may provide features or products that we are still testing and evaluating. These products and features are identified as alpha, beta, preview, early access, or evaluation (or words or phrases with similar meanings) (collectively, “Beta Services”). Notwithstanding anything to the contrary in this Agreement, the following terms apply to all Beta Services: (a) you may use or decline to use any Beta Services; (b) Beta Services may not be supported and may be changed at any time without notice to you; (c) Beta Services may not be as reliable or available as other Services; (d) Beta Services have not been subjected to the same security measures and auditing to which our other Services have been subjected; and (e) AQUORN WILL HAVE NO LIABILITY ARISING OUT OF OR IN CONNECTION WITH BETA SERVICES—USE AT YOUR OWN RISK

Simply Put

Our Beta products we consider “works in progress.” As such, we will be releasing updates to Beta Services and accessibility to the Service or Service performance may be impacted by these updates.

INDEMNITY

Official Version

You agree to indemnify and hold harmless Aquorn and its affiliates, officers, employees, directors and agents from and against any and all claims, losses, expenses damages, and costs, including reasonable attorney’s fees, arising from your use of the Service, your violation of these terms, the content you make available on the Service, or your violation of any rights of another.

Simply Put

If something happens because of your use of our services, because you violate these terms, because you violate another’s rights, or because of the content you post on our site, you promise to repay Aquorn for the damage it causes.

DISCLAIMER OF WARRANTIES

Official Version

YOU USE THIS SITE AND THE SERVICES AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, AQUORN OFFERS THE SERVICES AS-IS. AQUORN EXPRESSLY DISCLAIMS ALL WARRANTIES REGARDING THE SERVICES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. AQUORN DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT SERVERS USED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE QUALITY OF PRODUCTS, SERVICES, OR INFORMATION OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS.

Simply Put

Aquorn does not make any guarantees about the site, service, or quality of the content.

LIMITATION OF LIABILITIES

Official Version

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT AQUORN AND ITS AFFILIATES, OFFICERS, EMPLOYEES, DIRECTORS AND AGENTS WILL IN NO EVENT BE LIABLE TO YOU FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF REVENUE OR INCOME, LOST PROFITS, PAIN AND SUFFERING, EMOTIONAL DISTRESS, COST OF SUBSTITUTE GOODS OR SERVICES, OR SIMILAR DAMAGES SUFFERED OR INCURRED BY YOU OR ANY THIRD PARTY THAT ARISE IN CONNECTION WITH THE SERVICES, EVEN IF AQUORN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


TO THE FULLEST EXTENT PERMITTED BY LAW, AQUORN SHALL BE IN NO WAY RESPONSIBLE OR LIABLE FOR ANY CONTENT POSTED ON OR MADE AVAILABLE THROUGH THE SERVICE, FOR YOUR USE OF THE SERVICE, OR FOR THE CONDUCT OF THIRD PARTIES ON THE SERVICE.

Simply Put

Aquorn is not responsible for your use of our services, the content on the site, or the conduct of others on the site. Aquorn is not liable to you for damages if something goes wrong.

GENERAL TERMS

Official Version

These Terms of Service constitute the entire agreement between you and Aquorn relating to your use of the Service. These Terms supersede all prior agreements between you and Aquorn regarding the Service. The failure of Aquorn to exercise or enforce any provision of these Terms of Service shall not constitute a waiver of such provision. If any part of these Terms of Service is held to be invalid by any law or regulation or by the determination of a competent court or tribunal, that provision will be deemed severable and will not affect the validity of the remaining provisions.


These Terms of Service will be governed by the laws of the State of Pennsylvania without regard to its conflict of law provisions. You agree that any dispute between Aquorn and you regarding these terms may only be brought in a federal or state court of competent jurisdiction located in Pittsburgh, Pennsylvania.
 

If any provision of these Terms of Service is found by a court of competent jurisdiction to be invalid, the other provisions of these Terms of Service remain in full force and effect, and the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and you agree to submit to the personal jurisdiction and venue of such a court.


If you are an authorized agent of a public agency or intergovernmental entity using the Services in your official capacity, including an authorized agent of the federal, state, or local government in the United States, and you are legally restricted from accepting the controlling law, jurisdiction, or venue clauses above, then those clauses do not apply to you. For any such U.S. federal government entities, these Terms and any action related thereto will be governed by the laws of the United States of America (without reference to conflict of laws) and, in the absence of federal law and to the extent permitted under federal law, the laws of the State of Pennsylvania (excluding its choice of law rules).

Simply Put

If a lawsuit arises from these terms, it must be brought in Pittsburgh and governed by Pennsylvania law (unless your position as a government agent prevents you from accepting this restriction).

 
 
 
 
 
 
 
 
 
 
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